Schenectady County Employees Federal Credit Union is owned by its members and is directed by a board of directors, which you elect. You can be confident that your financial privacy is a priority with us. We are required by law to inform each member of this privacy notice and to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact our office at (518) 374-3830. We are striving to provide financial services and competitive products to meet each member's financial needs. This will require that we share information about you to complete transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider.

We collect and may disclose nonpublic personal information about you from the following sources: Information we receive from you on membership and loan applications and other forms; Information about your transactions with us or others; Information we receive from consumer reporting agencies; Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions. We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow instructions as you authorize, or protect the security of our financial records. If you terminate your membership with Schenectady County Employees Federal Credit Union, we will not share information we have collected about you, except as permitted or required by law.

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your non-public personal information.